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Stocks, bonds, ETF's, Annuities, CD's, the number of different investments available to anyone can be daunting. Figuring out where to invest and why is unique to every individual and family we tailor our options to you after learning your goals and risk tolerances.


Financial planner meeting with client about investments
  • Bonds

    Corporate: a debt security issued by a corporation rather than by a national or local government
    Government: a debt security issued by a government to support government spending
    Municipal: a debt security issued by a state, city or local government

  • Common Stock

    A security that represents ownership in a corporation. Holders of common stock exercise control by electing a board of directors and voting on corporate policy. Common stockholders are on the bottom of the priority ladder for ownership structure. In the event of liquidation, common shareholders have rights to a company's assets only after bondholders, preferred shareholders and other debtholders have been paid in full

  • Educational IRA

    Education savings with tax benefits

  • Brokerage Accounts

    An arrangement between an investor and a licensed brokerage firm that allows the investor to deposit funds with the firm and place investment orders through the brokerage, which then carries out the transactions on the investor's behalf. The investor owns the assets contained in the brokerage account and must usually claim as income any capital gains he or she incurs from the account

  • Traditional IRA

    A tax-deferred retirement savings account

  • Roth IRA

    A retirement savings plan that results in a tax-free income at retirement


    A tax-deferred pension plan for companies with 25 or fewer employees or for self-employed persons, in which an IRA is funded by employer and employee contributions

  • Simple IRA

    A savings incentive match plan for employees

  • Treasury Bills

    A negotiable debt obligation issued by the US government and backed by its full faith and credit, having a maturity of one year or less

  • Government Securities

    Bonds, notes and other debt instruments sold by a government to finance its borrowings. These are generally long-term securities with the highest market ratings

  • Treasury Notes

    Medium-term obligation: an intermediate-term, interest-paying debt instrument issued by the U.S. government, with an initial life of between one and ten years

  • Fixed Annuity

    Fixed annuities are long-term investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59½ are subject to a 10% IRS penalty tax and surrender charges may apply